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Preparing for Higher Taxes

Isakov Planning Group Financial Advisors can provide insights and strategies that could help you prepare for potential policy changes.

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How to prepare your portfolio for higher taxes.

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Preparing for Higher Taxes

Current Trends

According to the Tax Policy Center, more than 40% of the adjusted gross income of high net worth individuals in the U.S. was realized through capital gains in 2006. According to the Tax Foundation, capital gains tax rates in the U.S. today are among the lowest in U.S. history. While there have been several proposals put forward in the last few years by ranking members of Congress to extend existing capital gains tax rates, they have all been ignored as a result of the recent U.S. federal and state fiscal crises brought on by a combination of the global financial crisis, financially troubled social insurance programs, expenditures on the wars in Afghanistan and Iraq, and the servicing of existing U.S. federal debt obligations.

On December 31st, 2010 the tax cuts and incentives enacted during the previous white house administration are set to sunset. Unless Congress acts otherwise, U.S. capital gains tax rates will revert to their substantially higher 2000 levels in 2011. High net worth individuals looking to realize their capital gains in 2011 may be taxed at the new 36% and 39.6% top two highest federal income tax brackets for short-term capital gains (STCG), or at the new 20% long-term capital gains (LTCG) tax rate. Between federal, state, and local capital gains taxes, high net worth individuals may lose between 25% and 50% of their capital gains to taxes as a result of these and other changes.

By engaging in our tax planning services, high net worth individuals may reduce, defer, or eliminate their capital gains tax liability.

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